Two offers a buy now, pay later (BNPL) type service for B2B purchases. Two combines invoice financing with a buy now, pay later model, meaning that credit is offered at the point of checkout (or invoice), with a number of payment options, including installments. In addition, Two offers expenses management, with a range of features to make it easier for employees to make B2B purchases.

Billie offers a B2B invoicing and payments platform for SMEs, large e-commerce players, and transnational marketplaces. The company's two core solutions include a checkout financing solution for B2B online stores, which embeds a financing option in the online checkout process, and SME invoice factoring, which is a fully automated platform that handles all outgoing invoices of SMEs.

Resolve is a developer of a B2B payments platform designed to bridge the gap between buyers and sellers. The company's platform analyzes financing applications with nontraditional underwriting data to authorize extended payment windows, assuming all repayment risks within the credit period, and enabling manufacturers, wholesalers, and distributors to extend automated net payment terms to their customers. Resolve was spun out of Affirm in January 2019.

Defacto provides loans and credit to SMEs via an embedded finance platform. The API-based product enables third parties such as marketplaces, eCommerce platforms, and others to embed its products directly in their own products, integrating in a seamless way. The technology-first approach focuses on providing access to working capital to SMEs. The company was founded in 2021 and is based in Paris, France.

Tranch provides a Buy Now Pay Later (BNPL) platform for SaaS sellers and professional service providers. It enables companies to give their customers flexible payment options with 3 to 12-month terms. By offering a ‘Pay with Tranch’ payment method at checkout, providers, such as law firms and marketing agencies, are able to offer an alternative way for their end-customers to pay for contracts. Tranch was founded in 2021 and is based in London, U.K.

Invoier helps small and medium-sized businesses become more competitive by changing their behavior to access and price working capital. It offers a platform for businesses in Europe to get paid directly, plan the liquidity and grow their business. It provides green factoring, flex, subscription financing, purchase financing, and more. The company was founded in 2018 and is based in Stockholm, Sweden.